• TFFA Launches Health Insurance Plan – Save 20%-40% on Premiums

  • TFFA Launches Health Insurance Plan – Save 20%-40% on Premiums

    TFFA Launches Health Insurance Plan: Save 20%-40% 

    The Texas Food & Fuel Association is proud to announce the launch of a group health insurance program for members. After many requests by members, and years of due diligence and vetting, TFFA leadership has approved Medova/Lifestyle Health Plans as a TFFA Recommended Vendor.

    What can you expect with the TFFA Health Insurance Plan? 

    • An average 20%-40% savings over comparable plans.
    • Up to five plans to choose from, including three traditional PPO plans.
    • Telemedicine with $0 copay included along with International Mail order for Brand Name drugs.
    • Dental and vision plans available at similar savings.
    • The largest network of healthcare providers in the nation.

    Commons questions about the TFFA Health Insurance Plan:

    Q: Is this a discount plan, or traditional health plan?
    A: This plan operates just like traditional health plans, with many more included benefits, like $0 copay for telemedicine, as well as a wellness program to reduce costs to employers and employees.

    Q: Is my physician “in-network?”
    A: The plan operates on the PHCS/MultiPlan network, which is the largest health provider network in the nation. If for any reason you are in an area not included in the PHCS/MultiPlan network, there are several other networks to choose from.

    Q: Are my prescriptions covered?
    A: Prescriptions are included in the plan, and vary by generic, branded and specialty. As an example, generic drugs on any of the three PPO plans are $1. The plan also includes an International Prescription Mail Order option, for deep discounts on name-brand medications.

    Q: How can the rates be so cost-effective?
    A: The plan is a Level-Funded Plan, meaning the risk is spread across all groups involved in the plan. Currently, there are 110,000 individuals on the plan, ensuring that rates remain low, including renewals, which average 3%-5%.

    Q: How much does it cost to join the plan?
    A: The plan is open to all TFFA members, and requires no capital investment in or out of the plan. All that you pay are the monthly premiums for you and your employees. That’s it, nothing more.
    Large Group Quoting (over 100 employees) Requires:
    • Current Employee Census
    • 3 Years of Rate and Claims History
    • Copy of Current Plans
    Small Group Quoting (less than 100 employees) Requires:
    • Current Census
    • Individual Health Questionnaires
    Quotes returned in 72-96 hours

     Visit www.TFFAHealth.com